Housing Factor

Conventional LoansFinancing

Conventional Loans: Requirements and What You Need

January 3, 2024

A conventional loan is a loan type that is offered by a private lender like a bank, credit union, or mortgage company. Conventional loan is not supported by the government but many conventional loans end up being purchased by Fannie Mae and Freddie Mac, since they are frequently acquired by Fannie Mae and Freddie Mac, many lenders will demand that you fulfill their standards.
Financing

How Are Mortgage Rates Calculated?

December 1, 2023

You'll see some publicizing contract financing costs when you visit a loan specialist, either on the web or face to face. In any case, will you be qualified for such rates? What is your thinking?
How Is Your Credit Score Determined?Financing

How Is Your Credit Score Determined?

December 1, 2023

Credit card firms, auto dealerships, mortgage bankers, and other lenders use credit scores to assess the risk of lending money to a borrower, as well as the amount and interest rate they would charge.
fixer-upperFinancing

How to identify, Purchase, and Upgrade a Fixer-Upper

November 27, 2023

Fix-and-flip home remodeling TV series have contributed to the growing popularity of buying and refurbishing fixer-upper properties; nevertheless, not everyone is suited for large-scale renovation projects.
Student debtFinancing

Can I Buy a House Even if I Have Student Debt?

November 27, 2023

Loan officers explain what you need to know about homeownership and student debt. It makes sense to feel as though student loans are preventing you from becoming a home owner because they are unquestionably a significant financial barrier.